Who this is for

Teams this segment fits

If your remit looks like one of these, the preset journey below already covers most of your obligations.

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Life, health, and general insurers

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Takaful and re-takaful operators

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Insurance brokers and agents

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Third-party administrators and claims handlers

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Bancassurance and embedded-insurance partners

What you must evidence

Obligations, mapped to checks

Each obligation below corresponds to a check that runs inside the journey and leaves a retained artefact behind.

01

Policyholder identification

Document, biometric, and liveness checks at policy application, with the evidence stored against the policy and the person.

02

Beneficiary and payee checks

Named beneficiaries and payout recipients verified and screened before funds leave, not after a claim is approved.

03

Sanctions and PEP screening

Policyholders, beneficiaries, intermediaries, and corporate clients screened at onboarding and rescreened on your cadence.

04

Corporate and group policies

Group and commercial policies resolved to the legal entity, its ownership, and its controllers through the KYB journey.

05

Intermediary due diligence

Brokers, agents, and distribution partners onboarded as entities with license capture, screening, and renewal alerts.

06

Claims and payout controls

Rules watch payout patterns, third-party payees, and premium flows, raising cases with the reviewer trail retained.

The preset journey

How an engagement runs

Preset for this segment, then adjusted to your own risk appetite, not built from scratch.

01

1

Application

Identity, beneficiary, and screening checks run before the policy is issued.

02

2

Decision and evidence

One case record holds the documents, screening hits, and reviewer decision.

03

3

Ongoing monitoring

Rescreening and periodic review run on the cadence you configure per product line.

04

4

Claim and payout

Payee verification and screening repeat at claim, with the outcome logged on the case.

Questions

Frequently asked

Can we verify beneficiaries separately from policyholders?

Yes. Beneficiaries and payees are separate parties on the case, each with their own verification and screening record.

Does this cover group and commercial policies?

Yes — commercial policies run through the KYB journey, so the entity, ownership chain, and controllers are resolved and screened.

Can brokers be onboarded through the same platform?

Yes. Intermediaries are onboarded as entities with license capture, screening, and renewal alerts.

Continue

Policyholder and intermediary checks, evidenced per policy.